A top-rated direct cremation plan for less than the Co-op

Our Direct Cremation Plan is higher rated and better value than the equivalent Co-op plan, plus we have our own crematoria to give you complete peace of mind. 

As well as our Direct Cremation Plan, we also have a choice of two five-star rated attended funeral plans that include a service, if you prefer this option. 

All our plans safeguard you from future price rises, meaning you can lock in a fair, fixed price today. 

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    How Memoria Funerals compares to the Co-op

    We’re one of MoneySavingExpert’s top funeral plan providers

    We’re one of MoneySavingExpert’s top funeral plan providers

    Memoria Funerals is featured in MoneySavingExpert’s prepaid funeral plan guide and is named as one of the top funeral plan providers for direct cremations.

    Co-op is not currently a featured provider.

    MoneySavingExpert also identifies Memoria as offering the joint-cheapest direct cremation plan among the providers featured in its guide.

    Over50choices also calls out Memoria as ‘The Best Prepaid Direct Cremation Plan’.

    Direct cremation plan comparison

    Direct cremations offer an alternative to a traditional funeral, with no service or mourners present. They prioritise simplicity and affordability, while still offering a respectful farewell. Below you’ll see a side-by-side of Memoria Funerals and the Co-op so that you can decide which is right for you.

    • Feature
    • Memoria Direct Cremation Plan
    • Co-op Direct Cremation Plan
    • Price
    • £1,595
    • £1,700
    • Crematoria ownership
    • Fairer Finance rating
    • Trustpilot rating
    • 4.9
    • 4.7
    • Featured in MSE prepaid funeral plan guide
    • Featured in Over50choices Best Prepaid Direct Cremation Plans
    • Strongest Overall Choice
    • All-inclusive

    How can we help?

    Planning ahead?

    Pay for your funeral in advance and protect loved ones from future costs.

    Need help now?

    Arrange a funeral for someone who has passed away.

    Is direct cremation the right choice for you?

    More people than ever are choosing a direct cremation because it can reduce the stress, ceremony and cost of organising a traditional funeral. It’s the right choice for some people, but you might prefer the opportunity to hold a small gathering at the crematorium and say a personal goodbye – a simple attended funeral, without all the bells and whistles, isn’t as expensive as you might think.

    This is why Memoria Funerals has two attended funeral plans: The Personal Plan includes a small funeral service at the crematorium, held at an off-peak time. This option costs from £2,495.

    If you would like a more comprehensive plan, with no restrictions on timings or the number of family and friends who can attend, the Memoria Funerals Celebration of Life Plan costs from £3,095.

    Choosing one of these options may also mean that your family doesn’t need to organise a separate memorial service, which can save money as well as giving your loved ones the chance to gather and say their goodbyes without the need to order a separate event.