I want to

Plan a funeral for the future

Every funeral is unique, which is why we offer a choice of three different prepaid plans.

Whether you would prefer to say goodbye with a simple service, a larger gathering or a fuss-free direct cremation, our transparent pricing makes it easy for you to personalise your plan. 

We are one of the best-value and most highly-rated funeral plan providers in the UK:

Our all-inclusive Direct Cremation Plan costs £1,595 or £31.65 per month* and is one of only three 5-star rated plans on Fairer Finance. 

* Based on a Direct Cremation Plan purchased over 5 years. Total price paid would be £1,962.35, including a first payment of £95.  

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Grandpa with baby

What is a prepaid funeral plan?

A prepaid funeral plan lets you arrange and pay for your funeral ahead of time. You can choose exactly how you would like to say goodbye – and your loved ones won’t have to worry about making arrangements when they’re grieving. 

Why put a plan in place?

A prepaid funeral plan locks in today’s prices, protecting you from future price rises and ensuring that your family won’t have to foot the bill. 

It also gives you an opportunity to discuss your wishes with those closest to you so, when the times comes, your funeral can go ahead with minimal fuss. 

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Headshot of Steve Wallis, Chief Executive
‘The option to personalise the way you say goodbye is so important. Saying you don’t want any fuss doesn’t necessarily mean direct cremation; it could mean a simple, elegant service without pomp and ceremony.’Steve Wallis, CEO, The Memoria Group

Our prepaid plans

Personal Plan

£2,495 or

from £31.65 /month*
Short and sweet – a cremation with a smaller funeral service.
Direct Cremation Plan

£1,595 or

from £51.85 /month*

No-fuss, no service direct cremation with nothing extra for your loved ones to pay.
Celebration of Life Plan
£3,095 or
from £64.40 /month*
Truly unique – a cremation with a funeral service for family and friends.

Compare our prepaid cremation plans

Plan feature
Direct Cremation Plan
£1,595 or
from £31.65 /month*
Personal Plan
£2,495 or
from £51.85 /month*
Celebration of Life Plan
£3,095 or
from £64.40 /month*
Funeral service attended by loved onesNoYesYes
Your choice of any crematorium in mainland UKNoYesYes
Collection of the deceased from anywhere in mainland UKNoYesYes
Funeral service at an off-peak time in the morningNoYesYes
Funeral service at any timeNoYesYes
Provision of ashes for collection, or scattered in the memorial gardensNoYesYes
Funeral Directors fees, services and cremation feesYesYesYes
Specialist family support 24 hours a dayYesYesYes
Care of the deceased in a professional mortuaryYesYesYes
Quality wood coffinYesYesYes
Larger coffin if neededYes No
*optional £250
Yes
Removal of pacemakersYesYesYes
Dignified cremation at a Memoria crematoria or one of our chosen partnersYesYesYes
Support with funeral arrangements and paperworkYesYesYes
Online funeral notice for friends and familyYesYesYes
Hand delivery of ashes, or scattered in the memorial gardensYes No
*optional £100
Yes

*Based on plans purchased over five years. Total plan costs are

Direct Cremation Plan: 60 monthly instalments – £95 initial payment plus 59 x £31.65 (total £1,962.35)

Personal Plan: 60 monthly instalments – £95 initial payment plus 59 x £51.85 (total £3,154.15)

Celebration of Life Plan: 60 monthly instalments – £95 initial payment plus 59 x £64.40 (total £3,894.60)

Selected add-ons detailed above are charged in addition.

Flexible ways to pay for your plan

We know that a funeral plan is an important investment, which is why we offer flexible ways to pay.
 
You can pay in full or spread the cost with monthly instalments, making it easier to put your plan in place in a way that suits you.
 
Protect your family from £31.65 per month* 
 
Our team can talk through the options and answer any questions you have. For a no-obligation chat just call us on 0800 007 3620.
 
For more information on paying by instalments, click here
 
*Based on a Direct Cremation Plan purchased over 5 years. Total price paid would be £1,962.35, including a first payment of £95.
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Is a prepaid plan right for you? 

There are two important things to consider before putting a prepaid funeral plan in place: 

  • Is a funeral expected soon? If so, a funeral plan may not be the most suitable option. We can arrange a funeral for you when it’s needed.
  • Can you afford it? Purchasing a funeral plan should not cause you financial hardship. 
 
If you have any questions, or would like to discuss your options, our team is on hand to help.

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    Frequently asked questions

    A prepaid funeral plan allows you to arrange and pay for your funeral in advance at today’s prices. With Memoria Funerals, this means you can choose the type of funeral you want, from a no-fuss direct cremation to a simple cremation with a service, or a more traditional affair with hearse and limousines, while easing the emotional and financial burden on your loved ones in the future.

    Memoria Funerals offers a range of funeral plans designed to suit different preferences and budgets. These include our Direct Cremation Plan with no service, the Personal Plan with a small, simple service at an off-peak time to be cost-effective, and our 5-star rated Celebration of Life Plan that allows for a more flexible and personalised farewell, without restriction on time or attendance.

    Funeral plans can be paid in a single upfront payment either online, or via a phone call. Once fully paid, the services included in the plan are guaranteed, meaning your family will not be asked to pay extra for those elements in the future.

    A funeral plan provides peace of mind by ensuring your wishes are known and your costs are covered. It helps protect your family from rising funeral prices and reduces the need for them to make difficult decisions at an already emotional time.